Truck Finance - Lend Ease
βœ‰ matthew@lendease.com.au πŸ“ Suite 1, 60/42 McArthurs Rd, Altona North 3025 πŸ•’ Mon - Fri : 9:00 AM - 5:00 PM Lend Ease is a finance broker, not a lender.
Have a question? 1300 753 642
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Truck & Commercial Vehicle Finance Made Simple

Whether you’re purchasing a single truck or expanding your fleet, Lend Ease helps businesses secure finance structured to suit cash flow, tax position and growth plans.

  • βœ“ Prime movers, rigid trucks & vans
  • βœ“ New & used vehicles
  • βœ“ PAYG, ABN & fleet buyers welcome
2025 Winner - Viking Asset Awards
2024 Finalist - Viking Finance Awards

Understanding Your Options

Truck finance allows businesses and individuals to purchase commercial vehicles with repayments spread over an agreed term. Finance structures vary depending on whether the vehicle is used for business or personal purposes.

Who This Type of Finance Suits

  • Owner-drivers and transport operators

    Manage cash flow while securing the equipment you need to stay on the road.

  • Trades and construction businesses

    Heavy vehicles tailored for site work and material transport.

  • Fleet upgrades or replacements

    Scalable finance for expanding your business capabilities.

  • ABN holders and companies

    Optimised tax positions and commercial lending structures.

A modern, high-end truck cabin interior with a digital dashboard

Common Truck Finance Options

Chattel Mortgages

A popular commercial loan where the business owns the truck from day one, using it as security.

Commercial Hire Purchase

Gain ownership at the end of the term after making regular payments and a final installment.

Finance Leases

Lender purchases the truck and leases it back to you, with an option to purchase at the end.

Secured Loans

Traditional loan structures using the vehicle as collateral for more competitive rates.

Pros

  • Preserves business cash flow
  • Flexible repayment terms
  • Potential tax benefits and GST claims

Cons

  • Interest costs over the loan term
  • The asset is typically used as security
  • Ongoing repayment commitments

Why Use a Broker Instead of a Bank or Dealer?

When you use a broker, we work for you - not the bank or the dealer. We compare multiple lenders on your behalf, offering greater choice, transparency and often better outcomes. We explain the broker advantage without pressure, reinforcing lender comparison and suitability.

Speak With a Broker

Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Credit is subject to approval by the credit provider under their responsible lending policy.

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