Farming & Agriculture Finance - Lend Ease
✉ matthew@lendease.com.au 📍 Suite 1, 60/42 McArthurs Rd, Altona North 3025 🕒 Mon - Fri : 9:00 AM - 5:00 PM Lend Ease is a finance broker, not a lender.
Have a question? 1300 753 642
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Agriculture & Farm Finance That Supports Growth

We provide tailored solutions to help primary producers acquire vehicles, machinery and equipment without putting unnecessary pressure on your seasonal cash flow.

  • Tractors, harvesters & farm gear
  • New & used assets
  • Seasonal income considered
2025 Winner - Viking Asset Awards
2024 Finalist - Viking Finance Awards

Aligning with Production Cycles

Agriculture finance allows primary producers to spread the cost of farming assets over time, aligning repayments with seasonal income and production cycles rather than monthly bank requirements.

Who This Type of Finance Suits

  • Farmers & primary producers

    Specialised funding for those working the land.

  • Cropping, livestock & mixed operations

    Flexible terms for a variety of agricultural ventures.

  • Equipment upgrades or replacements

    Modernize your operations with the latest machinery.

A modern green tractor working in a sunlit Australian wheat field during harvest

Common Agriculture Finance Options

Chattel Mortgages

A popular commercial loan where the farmer owns the equipment from day one.

Equipment Loans

Targeted loans for specific agricultural assets with tailored repayment schedules.

Lease & Hire Purchase

Flexible options to manage assets based on usage and tax requirements.

Pros

  • Preserves working capital
  • Flexible seasonal structures
  • Access to high-end equipment sooner

Cons

  • Long-term interest costs
  • Fixed repayment commitments regardless of season

Why Use a Broker for Your Farm Finance?

We understand the unique challenges of the agricultural sector. By comparing 55+ lenders, we identify those familiar with seasonal income and specific farming assets.

Speak With a Broker

Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Credit is subject to approval by the credit provider under their responsible lending policy.