Gap Finance - Lend Ease
✉ matthew@lendease.com.au 📍 Suite 1, 60/42 McArthurs Rd, Altona North 3025 🕒 Mon - Fri : 9:00 AM - 5:00 PM Lend Ease is a finance broker, not a lender.
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Gap & Bridging Finance

Targeted solutions for unforeseen property settlement expenses or short-term cash flow gaps when buying and selling assets.

  • Rapid funding for settlement gaps
  • Short-term bridging solutions
  • Flexible repayment structures
2025 Winner - Viking Asset Awards
2024 Finalist - Viking Finance Awards

Bridge the Funding Gap

Gap finance provides temporary funding to cover the difference between a purchase price and the available capital or primary loan. It's often used during property transitions or when unexpected costs arise during settlement.

Who This Type of Finance Suits

  • Property buyers/sellers

    Manage the timing difference between selling one property and buying another.

  • Urgent settlement needs

    Secure funds quickly when settlement dates are moved forward or traditional finance is delayed.

  • Unforeseen expense coverage

    Cover stamp duty, renovation costs, or other unexpected costs during a transaction.

Person planning finances

Common Gap Finance Structures

Bridging Loans

Short-term loans designed to be repaid quickly once your primary capital becomes available.

Deposit Bonds

A guarantee that replaces a cash deposit during the exchange of contracts.

Caveat Loans

Fast, short-term loans secured against the equity in your property for immediate use.

Pros

  • Extremely fast approval and funding
  • Prevents settlement failure and penalties
  • Flexible security requirements

Cons

  • Higher interest rates than long-term loans
  • Short repayment windows

Why Use a Broker for Gap Finance?

When time is critical, you need a broker who knows which lenders can move the fastest. We compare 55+ lenders to find options that fit your urgent timeline and financial situation.

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